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Your Gateway to Seamless Banking

Integration.

Unlock the power of digital finance with the FSDH Merchant Bank API Sandbox.
Designed for developers and businesses, our sandbox provides a risk-free environment to
test API integrations, ensuring smooth, secure, and scalable financial transactions.

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Getting Started

Getting started with the FSDH Merchant Bank API Sandbox is quick and easy. Follow these simple steps to begin testing and integrating our banking APIs in a secure environment:

  1. Sign Up & Access the Sandbox

  2. Explore API Documentation

  3. Generate API Keys

  4. Test & Build

  5. Move to Production

Product Offerings

Virtual Account (FSDH 360)

This API enables virtual accounts to organize transactions under a centralized bank account, providing visibility and reporting for easy reconciliation and accounting.

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Payment & Collections (FSDH PAY)

This API allows merchants to seamlessly pay their customers through secure and flexible endpoints, ensuring fast and reliable transactions.

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Identity Validation

This API enables merchants to validate their customers' identities through secure and reliable endpoints, ensuring accurate verification and reducing fraud.

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Frequently Asked Questions

1. What is this API? 

This API provides the exchange of data in a secured system such as IMTO, virtual account, BVN validation. 

2. How do I authenticate?

Authentication is handled via [API key / OAuth token].

3. What response format does the API use? 

All responses are in JSON format for easy integration. 

5. How are errors handled? 

The API returns standard HTTP status codes:

200 OK – Request successful 

400 Bad Request – Invalid request parameters 

401 Unauthorized – Authentication failed 

403 Forbidden – Insufficient permissions 

404 Not Found – Requested resource does not exist 

500 Internal Server Error – Server-side issue, try again later 

6. How do I test the API? 

You can test the API using tools like Postman, URL, or our interactive API documentation. 

7. Can I access a sandbox environment?

Yes. A sandbox environment is available for testing purposes. Visit [Sandbox URL] to get started. 

8. Do i need a bank account before i can carry out test on the sandbox environment? 

No, you do not need to have a FSDH bank account before testing but on going live, you will need a bank account. 

9. How do I report issues or get support? 

For technical issues, check our documentation or

contact support at : appsupport@fsdhgroup.com